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Fix your payment data before it hits your processor. Rivet's real-time enrichment layer reduces fees by 20-100+ basis points, prevents downgrades, and automates reconciliation—all with a single API integration.

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📘 Understand the Integration

Learn how Rivet's enrichment layer fixes your payment data before it reaches processors, reducing fees and preventing downgrades.

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⚡ Quick Setup Guide

Get your API key and start enriching payments in minutes. Most merchants see fee reductions from day one.

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🔧 API Reference

Complete technical documentation for the Payment Enrichment API with real-world examples.

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Why Teams Choose Rivet

💰 Save 20-100+ Basis Points Per Transaction

Our real-time enrichment engine fixes payment data before it hits your processor, preventing costly downgrades and misclassifications. Save $1M+ annually per $1B in transaction volume.

⏱️ Automate 40-60 Hours of Monthly Reconciliation

Replace error-prone spreadsheets with automated workflows. Rivet standardizes messy multi-processor data and provides instant reconciliation across your entire payment stack.

🔍 Full Fee Transparency

See exactly where every penny goes with complete breakdowns of issuer, network, and processor fees. No more hidden costs or surprise charges—just clear, actionable insights.

📈 Boost Approval Rates

Clean, issuer-friendly fields and correct L2/L3 formatting mean fewer declines. Our enrichment ensures your transactions have the best chance of approval on the first attempt.

How It Works

  1. 1. Intercept at Swipe → Send payment data to Rivet before it hits your gateway or processor
  2. 2. Real-Time Enrichment → Our AI cleans, enriches, and corrects transaction data in <50ms, fixing fields that cause downgrades
  3. 3. Return Optimized Payload → Receive processor-ready data with correct L2/L3 formatting, verified merchant details, and proper flags
  4. 4. Save Money & Time → Process with reduced fees, higher approval rates, and automatic reconciliation across all processors

Developer Resources

📚 Documentation
🛠️ Tools & Support
  • Sandbox Environment - Test enrichment and see fee savings before going live
  • Reconciliation Dashboard - Real-time visibility into every transaction
  • Multi-Processor Support - Works with Stripe, Adyen, Braintree, and more
  • Expert Support - Payment optimization specialists available 24/7

Ready to Save on Every Transaction?

Join merchants processing over $100B annually who trust Rivet to fix their payment data. Most teams see immediate fee reductions and eliminate manual reconciliation within days of integration.

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